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Whether a government subpoena constitutes a “claim” is a frequently contested issue between DO insurers and their policyholders. DO policies—at least with respect to coverage for private companies and individual insureds at any company—typically define “claim” through multiple subparagraphs: first, Continue reading

Advances in telemedicine have benefited patients, but, as with any emerging technology, they also create exposure to cybersecurity risk. In addition to patients’ data, monitoring and diagnostic devices that can provide treatment from a distance can be compromised due to Continue reading

Across the vast geography of the United States, flood is no stranger to any of the states. From the March 2018 Nor’Easters that slammed the East Coast to the numerous storms and hurricanes that have swept across the country, both Continue reading

Workforce use of illicit drugs across the board—including cocaine, marijuana and methamphetamine—remains at its highest rate in a decade, a new study by Quest Diagnostics found. Overall positivity in urine drug testing among the combined U.S. workforce in 2017 continued to hold Continue reading